A brief synopsis of how
TLC’s methods to Discover
the Story behind Health Insurance Denials for Autism led to justice for
numerous families of autistic children. (The full story about this case
by
TLC alum Scott
Glovsky (’07) can be found in the TLC Warrior magazine, Fall 2013. See www.triallawyerscollege.com, "Support TLC" tab.)
Six
years ago, "Guillermo" walked into my office.
He was agitated and trembling as he told me that Kaiser Foundation
Health Plan, a “not for profit” health plan, had refused to provide his
two-year-old autistic son with Applied Behavioral Analysis (“ABA”) – the most
effective treatment for autism. Because
early intervention is crucial for autistic children, Guillermo’s desperation
was palpable. Autism Spectrum Disorders
(“ASDs”) are a group of developmental disorders which onset in early childhood
and often cause significant social, communication, and behavioral challenges. There is no physiological test, like a blood
test, to determine if someone has an ASD.
Instead, doctors analyze a child’s behavior and development to make a
diagnosis. While there is no cure for ASDs, ABA is widely accepted as the most effective
treatment.
Kaiser,
like every other health insurance company in California, refused to provide ABA
to its members with ASDs. Kaiser systematically
denied ABA on the ground that it was not a medical service, was not provided by
licensed medical providers, and was merely educational. I took Guillermo’s case, and others like it,
and filed a class action against Kaiser to stop them from systematically denying
ABA for children with ASDs.
When
I started to work on the cases, I struggled to understand ASDs. Though defined above, it is difficult to understand
what ASDs really are since their definition is amorphous. I realized I needed to discover the story of ASDs
so that people within the insurance companies, in the medical profession, and
on juries, can wrap their arms around what autism truly is. I worked with our TLC Local Working Group and
we began by reversing roles with a three-year-old, non-verbal autistic boy. I started to learn the story when I was
spinning around in circles as a three-year-old boy without making any eye
contact. I discovered how scary,
confusing, and overwhelming each day must be for children with autism. Without understanding the tremendous
limitations caused by ASDs, one cannot fully appreciate the importance of ABA.
To
further discover the story, I spent time with my autistic clients. I was completely overwhelmed with the chaos, stress,
and lack of control in his house. Andrew
spun in circles in the living room as his family repeatedly tried to stop him from
injuring himself – but Andrew still persisted.
As Andrew rarely slept for more than a few hours at a time, his entire
family seemed overwhelmed, sleep-deprived, beaten down, defeated, and
helpless. I learned that getting through
each day with an autistic child requires tremendous strength, courage, and
perseverance. As a result, these
families rarely have the strength and fortitude to mount a battle against a
powerful insurance company to fight for ABA.
All
of this work reminded me again that it is crucial to work up cases with TLC
methods as soon as possible. The focus
groups and reenactments led to new avenues of formal discovery, which led to
the discovery of new information, which led to new focus groups and
reenactments, expanding the sophistication and breadth of our case along the
way. When I use TLC methods early in the
case, and continue to employ the methods throughout the case, I approach trial
with a much more refined and powerful story.
The result?: after almost six years of work, Kaiser has
finally agreed to change their policies and stop systematically denying ABA and
speech therapy to children with ASDs. As
part of the settlement, it has established a large fund to reimburse families that
paid for ABA and speech therapy over the past eight years. In addition, the fund will provide millions
of dollars for cutting-edge autism research at UCLA and UCSF. Once again, the power of TLC methods to
better “discover the story” of these cases, the powerful help of tribe members,
and all of our caring, made the world a little bit better.
Congratulations on a wonderful victory that will benefit thousands of autistic children. Loved reading about the big break through you had, into the world of a 3 year old autistic child, while spinning and not making eye contact! Role reversal at its best!
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